PROTECT EVERY PAW, WING & SCALE.
Compare top pet insurance plans for dogs, cats, birds, reptiles, and exotic animals — in seconds.
ONE VET BILL CAN COST MORE THAN A YEAR OF INSURANCE.
Real procedures. Real costs. See what you’d pay without coverage in your area.
Emergency Vet Visit
Life-ThreateningAfter-hours emergency clinic visit for acute illness or injury
One emergency vet visit event could cost you $1,500 — that’s 7 years of insurance premiums.
How It Works
Finding the right pet insurance takes less than 2 minutes.
Choose Your Animal
Select your pet type from our full range: dogs, cats, birds, rabbits, reptiles, and exotic animals.
Filter by Price & Coverage
Set your budget, desired reimbursement rate, annual maximum, and other key preferences.
Compare & Contact
View plans side-by-side, compare features and exclusions, then contact providers directly.
Top Rated Plans
Our highest-rated providers right now
Healthy Paws
No annual or lifetime limits on claim payouts
Trupanion
Pays your vet directly — no waiting for reimbursement
Embrace Pet Insurance
Comprehensive coverage with a diminishing deductible
What type of pet do you have?
Click your pet to see real coverage options, common health risks, and average costs.
Man's best friend deserves the best coverage.
From Golden Retrievers to Dachshunds — every breed faces unique health risks. Find a plan built for your dog.
1 in 3 dogs needs emergency vet care each year. Average bill: $1,500–$5,000.
ACL tears · Cancer · Hip dysplasia · Bloat
Insurance Providers on Our Platform
Real pet owners.
Real stories.
Every review is from a verified pet owner who used this site to find their plan.
Based on 50,842 reviews
Saved us $9,200 after Biscuit's cancer diagnosis
Biscuit was diagnosed with lymphoma at 6 years old. I honestly don't know what we would have done without insurance. The total treatment was over $11,000. We pa…
Trupanion paid the vet directly — zero paperwork
Luna needed IVDD surgery — $6,800 at the specialist. Trupanion paid the clinic directly at checkout. I literally just signed one form. The comparison tool here …
Claim paid in 4 minutes — I'm not joking
Cleo swallowed a hair tie and needed emergency surgery. The bill was $2,400. I submitted my Lemonade claim from the vet's waiting room on my phone. By the time …
Diminishing deductible actually made a difference
Used the breed health risk tool here and saw Berners have an 80/100 risk score. That scared me into action. Went with Embrace because of their diminishing deduc…
The breed risk tool told me exactly what to watch for
I typed in Cavalier KCS and the site instantly showed me MVD and syringomyelia as severe risks. I had no idea. The breed match score showed Healthy Paws as an A…
Compared 5 plans in 15 minutes — found the right one
Pickle is a Dachshund so IVDD is basically a when, not an if. I used the compare page to filter by 'hereditary conditions covered' and sorted by breed match. En…
Only site that showed coverage for my exotic cat
Noodle is a Maine Coon and she was diagnosed with HCM at age 4. The vet cost reality check on this site literally showed me what HCM management costs per year —…
ACL surgery covered — $5,400 saved
Duchess blew her ACL playing fetch in the park. Total TPLO surgery was $6,200 in Seattle (high cost area — the site even warned me about WA prices). Trupanion c…
Helped me understand pre-existing condition rules
I was so confused about what 'pre-existing condition' actually means before using this site. The resources section explained it clearly and the comparison showe…
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